El Nino may cause flooding in Las Vegas this winter. Here’s how to prepare

Last month was the second-wettest October in Las Vegas history, causing some minor flooding around the valley.

More flooding could be in store for Las Vegas and Nevada in the coming months as a “super” El Niño cycle develops, igniting the possibility of heavy rains and flooding this winter.

This week is Nevada Flood Awareness Week, and two state agencies are warning residents about flood preparedness and prevention.

The Division of Insurance and the Office of Emergency Management are “urging Nevadans to create a plan of action now, because the increased rainfall could cause major flooding across the state, especially near recent burn scars,” the agencies said in a statement released Monday.

Insurance Commissioner Ned Gaines is “encouraging Nevadans to evaluate their flood risks and explore flood insurance options.” Standard homeowners’, renters’ and commercial insurance policies do not cover flood damage. Even in the event of a federal disaster, aid is typically provided in the form of low-interest loans which must be paid back and are likely to only cover a portion of the costs. However, the comprehensive portion of auto coverage could cover damage to vehicles, the statement said.

The Division of Insurance said consumers should keep in mind that several insurers offer a private flood policy. The agency said Nevadans should contact their insurance agent or visit FloodSmart.gov to learn more about available flood insurance options and locate a participating provider. Consumers may also obtain flood coverage through the National Flood Insurance Program, but it takes 30 days for the policy to activate, and most plans only cover up to $250,000.

Brett Compston of the Office of Emergency Management said residents should pack emergency kits for their homes and car, including flashlights, extra food, water, and warm clothes. For a full list of items to pack, visit oem.nv.gov/30-days.

For more information, visit doi.nv.gov.

Contact Mark Davis at [email protected].